If you are soon turning 65 years old or have been diagnosed with a disabling condition, you may be eligible for Medicare.
Original Medicare Insurance in Dallas, TX
Original Medicare has been divided into two parts, based on medical expenses each part covers.
Medicare – Part (A)
Medicare – Part (A)covers your hospital expenses, which is why it is commonly called Hospital insurance. When your doctor admits you into the hospital, prescribes care in a skilled nursing facility, or recommends hospice, or in-home health care, Part A helps cover the expense.
Most people get Part A coverage for free after working for 10 years or so, paying into Medicare. If you or your spouse have paid into Medicare when you worked, you might not need to pay for Part A coverage now.
But if you never paid into Medicare, you could decide to purchase Part A coverage. The premiums vary, decreasing based on how long you did pay. The highest premiums for 2023 would be $506 if you paid in for less than about 7 ½ years. Between about 7 ½ and 10 years, you could pay as little as $278 for the same coverage.
Medicare Part B
Medicare Part B helps cover your expenses for specific services from your doctor, any hospital outpatient care, and some medical supplies. Part B will also help pay for many screens and preventive services.
Medicare Part D
Medicare Part D coverage is also available for some help covering the costs of prescription drugs and certain vaccines.
When you have Original Medicare coverage, you may need to pay a portion for each service you receive. For example, you make contributions to your annual deductible starting at the beginning of the year. Usually, you pay 20% of the medical bill. So, if a Medicare-approved service is $100, you pay your portion of $20.
Medicare pays for many costs associated with health care supplies and services. But Medicare does not pay for every medical requirement. You may find additional medical insurance helpful. Medicare Supplements help many people with the remaining health care expenses they need.
Medicare Eligibility
Not everyone is eligible for Medicare. You may be eligible if:
- Are having your 65th birthday within the next 3 months, or are already 65
- You have been diagnosed with certain disabilities, even if you are not 65
Contact Us for more information about Medicare Insurance in Dallas, TX. When your 65th birthday is less than 3 months away, or you get a diagnosis of an eligible condition, we can provide expert advice. Get the peace of mind you need to take care of your health with Medicare. Contact us today.
Best Dallas number to reach us at (972) 636-4112